Simplify pension type character: Secure your Riester pension in the case of divorce

(openPR) - Bonn - which becomes from the together locked private Riester old age pension insurance, if the marriage goes into the breaks „Acting you only over-hurried “, does not guess olive Mest, editor-in-chief of the free weekly news service simplify pension type character. „If you your Riester contract simply to disburse leave yourselves and the assets to divide, lose you to much money. “

The background: An Riester old age pension insurance is with a divorce the subject of supplying reconciliation. The insurant must thus a part to the marriage partner transfer. The simplest solution would be to quit the contract to be able to be disbursed and divide the money.

But caution: In this case a so-called harmful use would be present. All extra pay and possible tax benefits would have to pay the married couple back.

Old age pension insurance expert of olive Mest knows, how consumers can secure your Riester subsidies with a divorce. Its advice: Versicherte should transfer the promoted age precaution ability into the old age pension insurance of the marriage partner.

If the marriage partner does not possess own insurance for his age precaution, portion from the together saved pension can be into a again locked old age pension insurance contract to be deposited. That applies both to the legal and to a private old age pension insurance.

This regulation, with the Versicherte its extra pay and tax benefits to secure can do, are embodied according to olive Mest in the income tax act 2005 and apply retroactively to 1.1.2002.

simplify pension type character
16. 02. 2007
www.orgenda.de/newsletter

Press contact:
Monika Schaake
Tel. 02 28/82 05 - 74 28

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