On the life role it depends: Guide for the computation of the optimal accident insurance sum

There the heart laughs: Accident insurances of UnfallMaxx (openPR) - for 2006 the private accident insurers took approximately 6.2 billion euro from 29 million accident insurance contracts. But one for Versicherte and mediator ask for an optimal insured sum, harvest one to often only shoulder-twitch.

After a current report of the special broker UnfallMaXX there is actually no ready-made solution. In principle one should pay attention to a sufficiently high basic insured sum for the case of disablement. “Selling-friendly Blendern” with minimum basic insured sums and very high progressions is to be advised against generally.

The optimal insured sum should dependent on the life role (Familenvater or single, main breadwinner or supplementary income) and the age of the insured one to be determined. 4 - to 6-fache of the gross yearly income is a good guideline. Additionally moderate progressions (225 - 350%) offer themselves for the increase in output meeting demand.

Resuming information under www.unfallmaxx.de

Press contact and further information:
Thomas Orthey
UnfallMaXX.de
Web master and editorship
Telephone 0 26 62 - 94 56 0
Fax 0 26 62 - 94 56 77
email: info@unfallmaxx.de

Over UnfallMaXX.de
UnfallMaXX.de is an accident special project of the ORTHEY Westerwald insurance brokers GmbH & Co.KG and editorialally cared for from Thomas Orthey.

Over ORTHEY Westerwald Consult
The ORTHEY Westerwald Consult insurance broker GmbH & Co.KG came out 2004 by total right follow-up from the Einzelunternehmung “Thomas Orthey”. The ORTHEY Westerwald Consult is a country widely active special broker for accident insurances. ORTHEY Westerwald Consult is independent of all insurer, federation and interests of company.

Over Thomas Orthey
Thomas Orthey (41) is insurance operation manager (DVA), insurance specialized technical (IHK) and specialized landlord of property and housing industry (IHK) and mediated independently since 1989 country widely selected insurance solutions with emphasis “accident insurances”. Apart from the insurance agency it is active as a restaurant economics in the specialist area “insurance”. Its Expertentipps and specialized columns appear to the Rhine newspaper since 1996 regularly in 13 expenditures for regional. As a consultant for commercial and industrielle Thomas Orthey provides insurances against material damage (BVFS registered association) comprehensive appraisals to operational insurance.

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